Attention homeowners in Washington and Washington County: Get an Appraisal today!

Here are the top 7 reasons why Utah homeowners hire 3C Appraisals, Inc.:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Washington county's assessment of your property worth
  3. Remove PMI to lower their monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a divorce in the state of Utah, where property needs to be divided
  7. To settle an estate in Washington county or Utah by determining the true market value of the real estate in question
Need help deciding the value of your home in or near Washington, Utah? Contact 3C Appraisals, Inc..

At 3C Appraisals, Inc., we understand the special needs of a homeowner in need of appraisal services. Our customary business clients are used to the appraisal process and the standard "products" we deliver to them. Being a homeowner that ordinarily doesn't look at appraisals on a regular basis, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at 3C Appraisals, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.

Challenging Washington County's assessment of your property

If you live in a region that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from 3C Appraisals, Inc. is your #1 weapon when challenging your property tax assessment.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At 3C Appraisals, Inc., we're qualified in helping folks just like you get rid of undesirable PMI insurance.

HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. 3C Appraisals, Inc. can provide you with a professional appraisal to help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would wish to have a seasoned expert double-check it for efficiency or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.